{"id":297,"date":"2017-05-17T07:04:08","date_gmt":"2017-05-17T06:04:08","guid":{"rendered":"http:\/\/www.automotokado.com\/?p=297"},"modified":"2017-05-17T07:14:08","modified_gmt":"2017-05-17T06:14:08","slug":"dans-quels-cas-lassureur-peut-il-resilier-votre-assurance-auto","status":"publish","type":"post","link":"https:\/\/www.automotokado.com\/2017\/05\/17\/dans-quels-cas-lassureur-peut-il-resilier-votre-assurance-auto\/","title":{"rendered":"Dans quels cas l’assureur peut-il r\u00e9silier votre assurance auto ?"},"content":{"rendered":"

Bien que les clients soient rois, les assureurs ont \u00e9galement le droit de r\u00e9silier un contrat d’assurance auto pour des causes pr\u00e9cises. Les plus courantes sont en effet le non-paiement des cotisations, l’aggravation du risque, les sinistres et les d\u00e9clarations frauduleuses. <\/p>\n

Le non-paiement des cotisations<\/h2>\n

\"\"C’est tout \u00e0 fait normal que l’assureur rompe le contrat \u00e0 cause d’un non-paiement de cotisations. En g\u00e9n\u00e9ral, vous disposez de 10 jours apr\u00e8s son \u00e9ch\u00e9ance pour r\u00e9gler votre cotisation. Le cas \u00e9ch\u00e9ant, il vous enverra une lettre recommand\u00e9e pour mise en demeure, suite \u00e0 laquelle vous disposez de 30 jours pour r\u00e9gler la somme. Si vous ne payez toujours pas la cotisation, il suspendra votre garantie. Apr\u00e8s 10 jours, il peut r\u00e9silier d\u00e9finitivement votre assurance.<\/p>\n

Les aggravations de risque et les sinistres<\/h2>\n

En cas de changement de situation, comme votre \u00e9tat de sant\u00e9 ou encore une profession dangereuse, votre assureur peut r\u00e9silier votre contrat en invoquant un risque aggrav\u00e9. C’est une sorte de m\u00e9thode de pr\u00e9vention. Si jamais, un ou des accidents ont eu lieu, votre assureur peut \u00e9galement rompre le contrat. Tel est le cas si vous avez conduit en \u00e9tat d’ivresse ou sous influence d’autres stup\u00e9fiants, si vous avez commis une infraction au Code de la route et que cela a entra\u00eene une suspension ou une annulation de votre permis de conduire. Votre assureur vous enverra alors une lettre de notification de r\u00e9siliation qui prendra effet apr\u00e8s un mois.<\/p>\n

\"\"Sachez n\u00e9anmoins que si votre assurance auto r\u00e9sili\u00e9 suite nombreux accidents<\/a>, il vous est encore possible de trouver un autre assureur. Des entreprises se sont en effet sp\u00e9cialis\u00e9es dans la recherche d’assurance pour ceux qui sont victimes d’une rupture de contrat.<\/p>\n

Les d\u00e9clarations frauduleuses<\/h2>\n

\"\"Lorsque vous souscrivez une assurance auto, plusieurs informations sur le v\u00e9hicule, le conducteur et les parcours habituels sont \u00e0 fournir \u00e0 l’assureur. Il d\u00e9finit votre cotisation et les garanties dont vous aurez besoin en fonction de ces renseignements. Si jamais, vous faites une d\u00e9claration frauduleuse sur l’un ou plusieurs de ces points, votre assureur peut r\u00e9silier le contrat. La r\u00e9siliation prend effet 10 jours apr\u00e8s l’envoi d’une lettre recommand\u00e9e par l’assureur.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bien que les clients soient rois, les assureurs ont \u00e9galement le droit de r\u00e9silier un contrat d’assurance auto pour des causes pr\u00e9cises. Les plus courantes sont en effet le non-paiement des cotisations, l’aggravation du risque, les sinistres et les d\u00e9clarations frauduleuses.<\/p>\n","protected":false},"author":1,"featured_media":298,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","footnotes":""},"categories":[3],"tags":[],"class_list":["post-297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"yoast_head":"\nDans quels cas l'assureur peut-il r\u00e9silier votre assurance auto ? - AUTO MOTO KADO<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.automotokado.com\/2017\/05\/17\/dans-quels-cas-lassureur-peut-il-resilier-votre-assurance-auto\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dans quels cas l'assureur peut-il r\u00e9silier votre assurance auto ? - AUTO MOTO KADO\" \/>\n<meta property=\"og:description\" content=\"Bien que les clients soient rois, les assureurs ont \u00e9galement le droit de r\u00e9silier un contrat d’assurance auto pour des causes pr\u00e9cises. 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